Car Insurance Comparison

This website uses cookies to enable access to online services, enhance your browsing experience and help us make this website better. According to the Insurance Institute for Highway Safety (IIHS), teen drivers have crash rates 3 times those of drivers 20 and older. Well, just like your phone, the more you drive the more you pay, so for insurance the more time spent driving the greater the chance of an accident. We will help you prove you are a safe driver by providing you with scores on how you drive. As a young driver looking to insure their car, whether or not for the first time, policies can be expensive. With our quick and easy form you can find a list of quotes in just a few minutes and you could save money, whether you’re a young driver, provisional license holder or student.

If you don’t plan to use your car very often, telematics (or black box insurance as it’s also known) could be the right move for you. Black box car insurance counts the miles you’ve driven so that you only pay for what you use. A telematics box will be installed in your car and it works much like a pay as you go mobile phone contract as you top up in bundles of miles depending on how much you’re driving. The technology measures everything and paints a picture of how safe a driver you are. A pass in any of these will entitle you to a reduction in your insurance premium.

Whether you’re looking for classic car insurance, cheap car insurance for your hatchback, affordable insurance quotes for your SUV, or a good family car insurance policy, Quotezone may be able to help you find a great deal. Quotezone is entirely free to use and we’re a totally independent and impartial insurance comparison site. Alternately, users can also go to /compare to kick off the same experience and get quotes.

Asking whether there are available discounts for particular affiliations can save a significant amount of money on insurance premiums. If a younger driver is convicted of a DWI or DUI , the base insurance premium could be raised thousands of dollars for a minimum of three years. In addition, some insurance companies will not insure younger drivers who have multiple moving violations. Choosing the right auto insurance for young drivers can seem to be like choosing between the lesser of evils. However, the relatively high cost of insurance for younger drivers is substantiated by the rising number of automotive accidents and associated costs.


Look for insurance companies offering more discounts for young drivers, and be sure that policies being compared offer the same level of coverage. Young drivers can secure lower premiums if they are deemed to be a safe driver by installing a black box in their car to monitor their driving. The black box contains a global positioning system (GPS) which transmits information back to your insurer, such as the time of day you drive, average speeds and how many miles you drive. It’s illegal to put a policy in your name if your son or daughter is the main driver.

You may find it useful to contact the DVLA to make sure that the registration number and car are correctly registered. If you are making a claim to replace a windscreen, the total excess payable could be less than if your car needed repairs to the bodywork. Car Insurance quotes can vary between providers, with insurers sometimes inflating quotes for people outside of their preferred demographic or risk level.


There are a number of ways to mediate that expense, however, and these tips will help drivers to get all of the available discounts and reduce insurance premiums as much as possible. There are also discounts available for attending driving school and taking programs to improve driving skills and reduce the chance of mistakes on the road due to inexperience. These vary by insurance company, and may range from watching a safety video to behind the wheel instruction. While young drivers may find themselves attracted to fast sports cars or fun SUVs, when it comes to insurance rates they may not be the best choice.

Our comprehensive policies provide peace of mind by covering you for accidental damage to your car, loss or theft, new car replacement and a courtesy car for when you’re off the road. To help you save money, we take the customer’s exact needs and driving experience into consideration, tailoring an insurance policy to their specific requirements. Third party and comprehensive policies cover you regardless of who is at fault (you or the other driver). Unfortunately, we are unable to provide you with an insurance quote due to your age.

GAP insurance protects against your vehicle decreasing in value and covers any outstanding finance debts if your vehicle is written off or stolen. It is important to consider other factors as well as cost when buying motor insurance – never buy a premium based on price alone. If you have an accident that’s not your fault, this cover will provide up to 50,000 for legal representation for you and all named drivers on your policy to recover the costs not covered by your car insurance. If your car is written-off or stolen and not recovered, this cover will provide you with a car to use anywhere in the UK for up to 21 days.

Telematics or ‘black box’ car insurance – is an emerging market that continues to offer young drivers a way to get cheaper premiums. Choosing a policy with telematics as part of the deal will almost certainly reduce your premium as a young driver so it’s well worth considering. However, there are some simple ways that parental help can get you a cheaper annual insurance premium. Consider adding your parent as a named driver on your insurance policy, even if they only drive the car occasionally.

The Comprehensive car cover is the costly type of car insurance ever as in case of accidents it covers both car and other vehicles. The cost of car insurance can be reduced, if you add the extra name of a driver to the car insurance policy. But you should never put a parent’s name in that policy along with the young driver as a named one when they are meant to be the main driver in reality. This is called ‘Fronting’ which is not only illegal but will result in rejection of the car insurance policies. If you park in a garage, car insurance can be cheaper, for the insurers take this as a way of limiting the risks in future. The type of policy you choose may depend on your budget or the car you’re driving.

But with one in five young drivers having an accident within their first 12 months of being on the road, insurance premiums are high. It has led to the rise of what is known as the little black box, which motorists are installing in their cars to prove they are a good driver, in the hope they see insurance costs cheap car insurance ireland drop. Critics say they cost too much and civil liberty campaigners have expressed concern about the potential for invasion of privacy, or data incriminating drivers. Firms such as Coverbox, iKube, Co-operative Insurance, Swinton and the AA now offer insurance schemes with telematics for young drivers.

Choose young drivers car insurance from AXA Northern Ireland and save yourself some money – buy online now and get an extra 10% discount! Cheap car insurance is hard to find no matter what your driving history is like but when anything appears on your record it is impossible to hide it.Unfortunately it often becomes an excuse to charge you a lot of money for insurance.

Get up to 10% of your premium back in the first year through cash back on your SM>RT WHEELS Card (a prepaid debit card) if you drive safely. All you have to do is drive safely – by driving smoothly, staying within the speed limits and not braking excessively – and you could get up to 10% of your premium back in the first year through your SM>RT WHEELS Card.

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